ProPay partners with eBay. As previously announced eBay will allow the use of ProPay for sellers. ProPay the following features to sellers:

· A fully functioning merchant account – Once your ProPay account is set up, you can accept Visa, MasterCard, American Express and Discover from anyone whether they have a ProPay account or not.

· Online virtual terminal – Key in mail, phone, or in-person transactions with ProPay’s online virtual terminal.

· Faster Funds – The funds from processing your customers’ credit cards may be available in your account within 24 hours.

· ProPay card reader – This revolutionary service allows you to process transactions securely without ever collecting, processing, or storing sensitive cardholder data. The ProPay card reader can process transactions real-time or you can collect transaction data remotely while away from your computer and process them later.

· Telephone processing – Get immediate authorization for mobile transactions with ProPay’s interactive telephone (IVR) system.

· Email invoices – Send an email to your customer requesting payment via a secure online payment form.

· Fixed rates – With ProPay, what you see is what you get. You’ll always know exactly what you’ll pay for each transaction.

· Live customer support – Our customer support representatives are available to help you with your questions and concerns Monday through Friday from 7:30am to 8:00pm Central Time.

ProPay does charge an Annual Member Fee, the Interest is higher and monthly limitations are placed. For high volume Sellers this option is not recommend. You may want to keep all your options open; its always a good idea to establish yourself with various online payment services.

Get your own Merchant Account. Its not as difficult as you might think. You will stand a better chance at a lower rate and would not have such low selling limits.

Some Merchant Services may place restrictions on your account based on your credit history.

Such restrictions may be:

1) Holding a percentage from each Sale for a set amount of time

2) Additional Guarantor

The majority of the Merchant Services will also require a personal guaranty. If you must sign one make sure to your consult your Business Attorney.

I will also open an account with this site for the new eBay sellers account I plan to open. This should be interesting.